The business of services, design, consultancy or efficiency products are exposed to financial risk from suits relating to breach of contract. An IT company’s failure to develop an intended application, a Building design gone wrong for an Architect, a Doctor’s failure to save a patient or an erroneous Investment advice can all lead to claims. Professional indemnity or Errors and Omissions (E&O) Cover is specifically designed to address such possibilities of a claim. They provide a wide coverage beyond a contract breach.